Paypal, one of the largest used payment medium in the world, of course one of the largest place where scam happens more. Identity theft is one of the main issues that PayPal account could face as there are a number of techniques that could be used to steal the personal information of an account like account name, password and Credit Card details, which could be used to hack the account for money.
PayPal has identified main identity thefts as, Phishing and spoofing, examining rubbish and in person and hacking. The best way to avoid these kinds of identity theft is follow all these tips, I am sure this will help a lot in protecting the account.
Before proceeding to that, it is important to check out, what is paypal? or how paypal works if you are not sure of any of these.
1. Secure your password by using passwords that are not commonly used by you, and try to use easy to remember combination of uppercase and lowercase with numbers. This will prevent others from guessing your password.
2. Secure your login information from people stealing from your dairy. If you could memorize and keep your account name and password, then forget not to destroy any clues and evidences. Shred and tear into pieces all kinds of documents that will contain your personal information and your account information.
3. Shopping safely is one of the important things that you should keep in mind. See that the site is asking you to use your PayPal account for payment, then make sure the site is secure and encrypted, which appears with a Locked icon in the top left of your URL location in your browser.
4. Use PayPal Security Key effectively, which creates a random security code that could be used in concurrence with your username and password. This is like a lock to your account to enhance the security that is provided by the password and thereby making this better than before.
There are two types of security keys – a. Security key for your PC or laptop, from wherein you log into your account, and are given away as a card (credit card) for logging into your account. B. Mobile phone security key is the temporary codes that is received as sms for immediate transaction and then is discarded.
5. Secure You PayPal email by using PayPal’s Iconix email identification tool that will reduce phishing and spoofing of your PayPal account when used. This is an email tool which sends an e-mail every time for you to confirm your transactions and approve for the task being done. If not approved by you then it will revert by disapproving the transaction which helps PayPal in monitoring your account information on a real-time basis.
6. Secure mobile transactions should be taken care enough that you will delete all stored form information like your login and password information. It is best to clear the cache and cookie information on your mobile soon after you complete the transaction.
7. Delete all information from the browser once you finish using the paypal, this means clear all your personal information, data and password, which is the easiest way for hackers to gain access and hack into your PayPal account.
8. Use smart security questions as that is the best way to protect from any hacker taking over your account, and when you want to recover your account information, you will find that having a smarter question for verification of your identity that even your close ones will find it hard to guess is the best security question and answer that you can get.
9. Make your laptop theft proof, which means that you will keep your laptops with the freedom and flexibility of making your private information and files secure, so that even if lost or stolen that they will not be able to access those information without a password. There are a number of ways, tips, and tricks that are available for you to secure your laptop against theft, like remote locking to prevent other users from hacking into yours.
10. Don’t respond to phone calls and emails asking for personal information. Remember, last but not the least, this is for you to know that PayPal never asks for your personal information and login account details via phone and email. So never respond to such things.
11. Never ever use Paypal from a public computer or a cafe. This will definitely give a chance for the hackers to destroy your account.
If you wish there are even more left, then please do add it to the list!!
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